| By pdelatorre - Jul 18th, 2008 at 4:26 pm EDT |
| Also listed in: Campus Progress Blog | Campus Progress Updates |
Campus Progress wants you to take action on abusive credit card practices! Check out this action alert:
With the rising costs of college, gasoline, food, health care, and other expenses, credit cards are becoming the "safety net" for an entire generation. Unfortunately, credit card companies are using unfair and even predatory practices to increase their profits at the expense of the financially vulnerable or inexperienced. Luckily, there are several efforts in Congress and in the Federal Reserve Board to reign in these anti-consumer practices. In fact, the Credit Cardholders’ Bill of Rights will probably be considered in the House Financial Services Committee by the end of the month. We need your help to make sure that your representative takes this issue seriously. Take Action Now!
Dont forget to check out our Action Alerts Page to make your voice heard on other issues that matter!
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Loans are in high demand by a lot of people. And why wouldn't they be, especially since the prices of gas, food, rent, day care, electricity and other necessities keep going up, hindering hard-working Americans from making ends meet and piling up the debt in the meantime.
We've all probably been there, too; an unexpected bill comes up, or your paycheck turns out to be shorter than what you normally base your monthly budget on. This, in turn, leaves you stressing about paying things late, over drafting your account, seeing things being shut off or ruining your good name. And when you're stressed out, your well-being, and everyone else's suffers.
Payday loans, which are commonly referred to as no fax payday loans, online payday loans, cheap payday loans, low fee payday loans, bad credit payday loans or cash advanceloans, are one of the best ways to save yourself from such emergencies, especially if you don't have the time or good enough credit history to wait around for a credit card, bank loan or other short term funds. It is for that reason that such short term loans are great and therefore should not be done away with.
Keep in mind, however, that there are proper and improper uses of cash advanceloans. For instance, they are only intended to be used for purposes outlined above and not for non-essentials. Additionally, if used for budgeting or as long-term financial solutions, new financial hardships are likely to arise. Should you ever find yourself with credit problems, you should seek credit counseling. Link
Fortunately, an online payday loan helped me in my time of urgent need. Quick and easy, the lender wired the funds I needed directly into my account the same day; it truly was an easy payday loan. To top it all off, by allowing me to make small payments towards paying off my loan, it was that much easier to get back on my feet.
A cash advance was my prescription for chasing the medical bill blues away.
Link